Interra Credit Union

Business Checking

Open for Business

Interra offers business checking solutions designed to keep your money moving—backed by local service, practical guidance and people who understand what it takes to run a business.

Business Checking Accounts

Member enrollment required. Account terms effective as of March 2, 2026.

Which account is best for my business needs?
Business Classic Checking
A simple, low maintenance account
Business Plus Checking
Ideal for high transaction volume
Business Premier Checking
A high-powered account, using Treasury Management Services
Community Nonprofit Checking¹
For a variety of Community accounts
Minimum to open
Business Classic Checking
$100.00
Business Plus Checking
$100.00
Business Premier Checking
$100.00
Community Nonprofit Checking¹
$100.00
Minimum balance
Business Classic Checking
None required
Business Plus Checking
$10,000.00³
Business Premier Checking
None required
Community Nonprofit Checking¹
None required
Number of transactions at no charge
Business Classic Checking
250
Business Plus Checking
500
Business Premier Checking
0
Community Nonprofit Checking¹
150
Per transaction charge over maximum
Business Classic Checking
$0.30
Business Plus Checking
$0.30
Business Premier Checking
—
Community Nonprofit Checking¹
$0.30
Monthly service fee
Business Classic Checking
$9.00 — reduced to $7.00 with e-Statements, and waived entirely if your average daily balance is $1,000 or more, or your total deposit relationship² average daily balance is $5,000 or more
Business Plus Checking
$15.00⁓
Business Premier Checking
Contact Treasury Management Services for information regarding specific fees
Community Nonprofit Checking¹
None
Treasury Management Services
Business Classic Checking
Business Mobile Deposit Capture
Business Plus Checking
Automated Clearing House (ACH), Payroll Direct Deposit, Remote Deposit Capture (RDC), Business Mobile Deposit Capture
Business Premier Checking
Contact Treasury Management Services for information regarding specific fees
Community Nonprofit Checking¹
Business Mobile Deposit Capture
Online Banking / Bill Pay
Business Classic Checking
Yes
Business Plus Checking
Yes
Business Premier Checking
Yes
Community Nonprofit Checking¹
Yes
Earn dividends
Business Classic Checking
No
Business Plus Checking
Yes
Business Premier Checking
Earnings credit rate
Community Nonprofit Checking¹
No
MastercardĀ® Business Debit Card
Business Classic Checking
Yes
Business Plus Checking
Yes
Business Premier Checking
Yes
Community Nonprofit Checking¹
Yes
CashBack+ — earn cash back on digital purchases
Business Classic Checking
Yes
Business Plus Checking
Yes
Business Premier Checking
Yes
Community Nonprofit Checking¹
Yes
¹ For nonprofit organizations, including charitable, educational, religious, philanthropic, political or other related eligible organizations. ² Total deposit relationship includes all savings, checking and share certificate balances per membership account number; loans or investments held through LPL Financial are excluded. ³ $100.00 minimum balance to open the account; must maintain a minimum average balance of $10,000 during each statement cycle to avoid a fee. ⁓ Monthly fee waived if the minimum average balance is at least $10,000 during each statement cycle, or you utilize ACH or RDC services.

Digital Banking

Banking that keeps up with you. Manage your money anytime, anywhere with Interra’s convenient digital tools. From online and mobile banking to mobile deposit, digital wallets, ZelleĀ®, bill pay, account alerts and more, everything you need to stay connected to your finances is right at your fingertips.

More From Your Credit Card

Your credit card should work as hard as you do. Find an Interra credit card with competitive rates and benefits that make everyday spending a little more rewarding.Ā 

Check schedule

Welcome to the Neighborhood

Whether you're joining Interra for the first time or opening another account, you're in the right place. Choose the account that fits your goals and get started with a team that's here to help every step of the way.