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Christmas Club
Christmas Club
Enjoy the holidays without worrying about holiday expenses!
You can start saving for Christmas with an Interra Christmas Club account. A Christmas Club account is a savings account that makes it easy to deposit throughout the year. The funds in your Christmas Club will transfer every year on November 1st – just in time to start your Christmas shopping!
Christmas Club Details
- 0.10% APY1 – Higher rate than a regular savings account.
- Make it easy – automatic and systematic.
- A $10 fee may be applied if you withdraw funds before October 31.
Here’s how it works
- Sign up for a Christmas Club account.
- Sign up for automatic monthly transfers, whether it's monthly or weekly, to reach your savings goals.
- Every year on November 1, funds are transferred to your checking or savings account.
How do I save for Christmas?
You can start saving for Christmas with an Interra Christmas Club account. A Christmas Club account is a savings that makes it easy to deposit throughout the year. The funds in your Christmas Club will transfer every year on November 1st – just in time to start your Christmas shopping!
What is a Christmas Club account?
A Christmas Club is a savings account to help you save for Christmas. You can set up automatic transfers to help meet your savings goals. On November 1st the funds will be transferred to your savings or checking. A $10 fee may be applied if you withdraw funds before October 31st.
Do banks still have Christmas Clubs?
While some banks still offer Christmas Club accounts, credit unions are the main source for the accounts.
Can you withdraw from a Christmas Club account?
A $10 fee may apply for withdrawing funds from your Christmas Club before October 31st to help deter you from taking from your Christmas savings. On November 1st your funds will be transferred from your savings or checking just in time to start your Christmas shopping.
Frequently Asked Questions
You must either deposit $10 or setup automatic transfers at account opening.
Yes, all rates on the account may change at Interra Credit Union’s discretion.
Yes, if applicable.
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1 Annual Percentage Yield. APY effective May 1, 2016, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.