Interra Credit Union

Flex Checking

Looking for a high yield checking account? You found it.

With Flex Checking you can earn up to 1.00% Annual Percentage Yield (APY) when qualifications are met. Flex Checking is a tiered rate account. What does that mean? It means that your checking account will flex with you depending on how you spend!

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Compare personal checking accounts.

Minimum to open

Flex Checking

$25.00

Regular Checking

$25.00

No minimum balance

Flex Checking
Yes
Regular Checking
Yes

Earns dividends

Flex Checking

Up to 1.00% APY² per cycle

Regular Checking

No

Monthly service fee

Flex Checking

$9.00*

Regular Checking

$6.00*

Unlimited transactions at no charge

Flex Checking
Yes
Regular Checking
Yes

Mastercard® Debit Card

Flex Checking
Yes
Regular Checking
Yes

ATM fee refunds nationwide

Flex Checking

Up to $25.00 per cycle³

Regular Checking

None

Online banking

Flex Checking
Yes
Regular Checking
Yes

e-Statements

Flex Checking
Yes
Regular Checking
Yes

Bill pay

Flex Checking
Yes
Regular Checking
Yes

CashBack +

Flex Checking
Yes
Regular Checking
Yes

Communication

Flex Checking

Monthly statement

Regular Checking

Monthly statement

*Monthly service fee may be waived. ¹APR/APY are placeholder figures for the proto. ²Rate paid on balances up to $10,000. ³ATM fee refunds up to $25.00 per qualification cycle. Membership eligibility required. Federally insured by NCUA where applicable.

Flex Checking offers.

  • 1.00% APY¹ when you use your debit card on 25 purchases each cycle.
  • .50% APY¹when you use your debit card on 10-24 purchases each cycle.
  • Highest rate paid on balances up to $10,000.¹
  • ATM fee refunds nationwide - up to $25 per qualification cycle.³
  • No minimum balance.
  • Automatically qualify the month you sign up.

It’s easy to qualify for Flex Checking each cycle.

  • Have the required debit card purchases post and clear your account each qualification cycle.⁴
  • Have direct deposit setup or an ACH auto debit post and clear your account.
  • Enroll in and receive e-Statements with a valid e-mail address

Flex Checking Frequently Asked Questions

Have more questions? Lets talk about it!

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