Interra Credit Union

Loan Payment Options

Right on the Money

There's more than one way to pay your loan—and we offer them all.

Ways to make a payment

Pay by Debit Card or ACH

Interra loans can be paid using debit card or ACH from other banks or credit unions. There's no charge for ACH payments. Make a one-time payment or schedule recurring payments. All you need is your member account number and the last four digits of the primary member's social security number to take advantage of this convenient service.

Make a Payment
Login to Digital Banking

Simply go online and pay your loan payment with a few clicks. Digital Banking offers the easiest method to pay on any loan. Make a one-time payment or set up a recurring transfer to move funds from your Interra sub-accounts to pay your loan. If you are new to Digital Banking, click the login button and then select register with Digital Banking.

Login
Transfer Funds From Another Financial Institution

To transfer funds from another financial institution, register an external account to pull funds from to pay your loan. Click on Transfer and Add an External Account to get started.

Login
Mail Your Payment

Interra Credit Union, ATTN: Payment Processing, PO Box 727, Goshen, IN 46527.

Be sure to include your loan number on your check or money order. Please do not mail cash.

Pay in Person / Call Member Services

Visit a local branch to pay your loan, or reach Member Services at 574.534.2506 (fees may apply). Mon.–Fri. 8:00 am–6:00 pm, Saturday 8:00 am–12:00 pm.

Find a Branch
Skip-a-Payment Program

There are times in life when you need some extra money and skipping a loan payment could be exactly what you need to get through. Interra Credit Union's Skip-a-Payment program gives qualifying members an opportunity to skip a monthly loan payment up to twice a year.

Skip a loan payment up to 2 times per rolling 12-month period (not to exceed 6 skips per loan). Skipping a payment won't hurt your credit report! Qualified consumer loans are eligible. $25 processing fee per loan, per request.

Sign up right now: log in to digital banking, click the 3 dots at the top of the dashboard and select Skip-A-Payment. Or stop by any branch to get started.

Begin Here
See Fee Schedule for charges associated with making loan payments via self-service and non self-service options with your debit card. All Skip-a-Payment requests are subject to approval. Interest will continue to accrue. A skipped payment may reduce any GAP insurance claims on insured vehicles; please consult your GAP Policy for more information. Skip-a-Payment Terms & Conditions
Rather pay in person?

Stop by any branch or call Member Services at 574.534.2506 and we will take care of it together.

Refer-A-Friend

Good Things Are Better Shared.

Love banking with Interra? Refer your friends and family and help them discover the benefits of being an Interra member, too. 

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We're Here for You

Questions? Just want to talk through your options? However we can help, we're here to listen, answer your questions and point you in the right direction.

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