Interra Credit Union

Certificates

Time to save for the future.

Certificates provide a safe and secure way to save and grow your money.

  • Now offering a 5 and 17 month fixed rate Share Certificate special. See below for details.
  • Choose certificate maturity and dividend options online (up until maturity date).
  • Minimum balance as low as $500.
  • Competitive rates with dividends paid monthly.
  • Open a certificate online or visit any Interra office.
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Certificate Rates

*Special* 5 Month
APY
4.12%
Minimum Open & Balance
$500.
*Special* 17 Month
APY
4.90%
Minimum Open & Balance
$500.
3 Month
APY
0.40%
Minimum Open & Balance
6 Month
APY
0.90%
Minimum Open & Balance
12 Month
APY
1.50%
Minimum Open & Balance
18 Month
APY
1.75%
Minimum Open & Balance
24 Month
APY
1.80%
Minimum Open & Balance
36 Month
APY
1.85%
Minimum Open & Balance
48 Month
APY
1.90%
Minimum Open & Balance
60 Month
APY
2.00%
Minimum Open & Balance
5 Month Share Certificate Special

A competitive fixed rate share certificate special available for a limited time.

Qualifications include1,2:

  • A fixed rate during the share certificate 5 month term
  • $500 minimum opening deposit; $5 million maximum deposit
  • See rate here
  • Open to consumer and business, excluding Public Funds
  • Limited time offer
17 Month Share Certificate Special

A competitive fixed rate share certificate special available for a limited time.

Qualifications include1,3:

  • A fixed rate during the share certificate 17 month term
  • $500 minimum opening deposit; $5 million maximum deposit
  • Open to consumer and business, excluding Public Funds
  • Limited time offer
     

Common Questions

What is a Share Certificate? A share certificate is a secure way to save and grow your money. It guarantees a specified dividend rate over a set period of time.

How does a share certificate work? A share certificate works similar to a savings account. You deposit money and collect dividends, but you have a set opening deposit and need to keep the money in the account for a specified amount of time. Share certificates often earn a higher rate than savings accounts.

Is a share certificate the same as a CD? The only difference between a share certificate and a CD is that a share certificate is issued by a credit union rather than a bank.

Should I get a share certificate? Share certificates are an excellent way to earn extra money without having to do much work. It is also low risk. - So the answer is... YES!

Calculators

What Makes a Credit Union Different?

Interra Credit Union is a member-owned, not-for-profit financial cooperative (also called a co-op). This means that our members pool their savings, borrow, and obtain related financial services together.

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Whether you have questions, need guidance or are ready to take the next step, we're here to help. Schedule a time that works for you, and we'll be ready to welcome you.

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Digital Banking

Banking that keeps up with you. Manage your money anytime, anywhere with Interra’s convenient digital tools. From online and mobile banking to mobile deposit, digital wallets, Zelle®, bill pay, account alerts and more, everything you need to stay connected to your finances is right at your fingertips.

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