Interra Credit Union

Business Savings

Ready When It Counts

These savings products will help you maximize your business's earning power—building stability, seizing new opportunities and staying ready for whatever comes next.

Business LINked MMSA

Open a Business LINked Money Market Share Account with at least $10,000. Earn a higher rate for higher balances—better than Interra's regular money market share account! You may make unlimited deposits to the account plus have easy access for emergency purchases.

To receive the stated APY, the primary member must maintain a daily balance of at least $10,000, have an Interra checking account in good standing, and enroll in digital banking and e-Statements.

Effective Date: 11/05/26

More ways to save.

Business Savings Account

  • Low minimum balance of $5¹
  • No monthly service charge
  • Free electronic services

Business Certificates

  • Safe and secure from market volatility
  • A variety of terms to choose from
  • Minimum initial balance as low as $500
  • Competitive rates with monthly dividends²
¹ Minimum balance to open and maintain the account is $5.00. ² Dividends will be compounded and credited to your account every month. Alternatively, you may choose to have dividends paid to you or to another Interra account every month rather than credited to your share certificate. ³ If the balance in your Money Market Share Account drops below $1,000, you will be assessed a $10 monthly service fee.

Accounts to help you plan ahead.

Health Savings Accounts

HSAs for businesses.

Interra works with many area businesses and organizations who offer high deductible health plans, to set up and maintain HSAs for their employees. You and your employees will benefit from Interra's personal service and convenient office locations.

Retirement Accounts

Secure your financial future.

Interested in talking about retirement savings for you as a business owner and for your employees? There are many different investment strategies. A conversation with our wealth and treasury team might be the right next step!

Business Savings Frequently Asked Questions

Quick answers about business savings at Interra—and if your question is not below, our business team is happy to help.

More From Your Credit Card

Your credit card should work as hard as you do. Find an Interra credit card with competitive rates and benefits that make everyday spending a little more rewarding. 

Digital Banking

Banking that keeps up with you. Manage your money anytime, anywhere with Interra’s convenient digital tools. From online and mobile banking to mobile deposit, digital wallets, Zelle®, bill pay, account alerts and more, everything you need to stay connected to your finances is right at your fingertips.

Refer-A-Friend

Good Things Are Better Shared.

Love banking with Interra? Refer your friends and family and help them discover the benefits of being an Interra member, too.