Spend and save – at the same time!
This account makes it easy to save money when you spend money!
- 0.10% APY1 – higher than a regular savings account.
- It’s so easy to save automatically!
- No minimum balance required.
Sign & Save Account
Sign & Save
Spend and save – at the same time!
Join the thousands of Interra members who save more every day with a Sign & Save account!
Here’s how it works
- Make a signature-based purchase with your debit card.
- Interra bumps the transaction amount up to the nearest dollar and deposits the change into your Sign & Save Account.
- Interra matches 5% of the total bump up amounts.
As an added bonus, Interra will match 25% of the bump up amounts for the first 30 days after account opening!
Example
You make a signature-based transaction with your debit card
$23.49
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$0.51
The total amount withdrawn from your checking account
$24.00
You make a signature-based transaction with your debit card
$6.22
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$0.78
The total amount withdrawn from your checking account
$7.00
You make a signature-based transaction with your debit card
$51.87
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$0.13
The total amount withdrawn from your checking account
$52.00
Total
You make a signature-based transaction with your debit card
$81.58
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$1.42
The total amount withdrawn from your checking account
$83.00
Interra's 25% match (first 30 days)
You make a signature-based transaction with your debit card
-
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$0.36
The total amount withdrawn from your checking account
-
Interra's 5% match (after first 30 days)
You make a signature-based transaction with your debit card
-
Interra bumps up the difference to the next dollar and transfers the change to your Sign & Save account
$0.07
The total amount withdrawn from your checking account
-
Frequently Asked Questions
There is no minimum opening balance required to open the account.
If you do not have adequate funds in your checking account, a Sign and Save account cannot be used for overdraft protection.
Interra will match up to $250 per year.
If you are not enrolled in the Sign & Save account at the time Interra sends out matches, you will not receive a match.
Interra matches bump up amounts at the end of every calendar quarter.
Interra aggregates the individual bump-up amounts every day into one transfer, at the end of the day.
The bump up funds will be transferred from the checking account associated with your debit card.
Yes, all rates on the Sign & Save account may change at Interra Credit Union’s discretion.
Yes, if applicable.
The original purchase will get bumped up and transferred regardless of whether that purchase is returned or not.
Calculators
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Digital Banking
Banking that keeps up with you. Manage your money anytime, anywhere with Interra’s convenient digital tools. From online and mobile banking to mobile deposit, digital wallets, Zelle®, bill pay, account alerts and more, everything you need to stay connected to your finances is right at your fingertips.
1Annual Percentage Yield (APY) effective January 1, 2019, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings. Read the complete Sign & Save Truth-in-Savings Disclosure