Mastercard Elite
Earn 1.5 points per dollar plus 10,000 introductory bonus points, and unlock the full set of Mastercard programs—travel rewards, ID theft protection and more.
Open a high-yield share certificate today and reach your savings goals sooner.
Farming is more than a business—it’s a way of life. Interra offers agricultural lending built around your operation.
Life insurance helps protect the people who depend on you. Let’s find the coverage that fits.
Farming is more than a business—it’s a way of life. Interra offers agricultural lending built around your operation.
The right credit card gives you more than buying power. It gives you flexibility, convenience and confidence for whatever comes next. Find the card that fits your life—with the personal guidance to help you get the most from it.
Earn 1.5 points per dollar plus 10,000 introductory bonus points, and unlock the full set of Mastercard programs—travel rewards, ID theft protection and more.
The same rewards, protections and grace period at a lower APR range—the better fit if you sometimes carry a balance from month to month.
No annual fee and a 25-day grace period on purchases.
0% intro APR for the first 12 months on purchases and balance transfers.
Mobile Wallet for contactless payment, plus card controls in Interra Digital Banking.
24/7 member support —and local help at any Interra office.
Every card earns the same way. Points never expire while your account is open.
On every purchase, with no category rules to track.
Points redeem for 1% cash back, or for travel and merchandise.
In digital banking, open your card → Card Controls → Redeem. Or call 866.597.1575.
Both cards vary with the market based on the Prime Rate. Not all applicants will qualify for the lowest rate.
Still deciding, or already carrying an Interra card? Start here—and if your question is not below, a member of our team is happy to walk you through it.
Apply online in about ten minutes. If you already bank with Interra, use Pre-Fill with Online Banking and most of the form completes itself. You can also apply at any Interra office, or over the phone.
Both cards earn 1.5 points per dollar with no annual fee. Standard carries the lower APR range, so it is the better fit if you sometimes carry a balance. Elite adds the higher rewards tier and premium Mastercard benefits.
Approved cards arrive by mail within 7–10 business days. Activate it in digital banking or by calling the number on the sticker.
In digital banking, open your credit card, choose Card Controls, then Redeem. You can also call CURewards at 866.597.1575.
Report it immediately using the 24/7 number in Card Support above, or freeze the card yourself in digital banking under Card Controls. A replacement is $7.00.
Yes. Balance transfers are 0% APR for the first 12 months, with a 2% transfer fee. Interest on transferred balances begins accruing on the transaction date after the intro period ends.
Applying results in a credit inquiry, which can affect your score. Your APR tier is set by your credit history at approval, and not all applicants qualify for the lowest rate.
Yes, at no additional cost. Add one during the application, in digital banking, or by calling us.