Interra Credit Union

Auto Loans

Auto Loans from Interra

Take advantage of flexible terms and rates to meet your purchase or refinance needs, because your car means a lot to you and you mean a lot to Interra.

Apply for a loan today. Save time by logging into your digital banking to pre-fill your application form. In digital banking, click on 'Apply For Loan' to get started. 

No digital banking or not a member yet? Click on the apply now button and complete an application. 
 

Buy or Refinance Your Vehicle

  • Competitive rates
  • 100% financing available to qualified borrowers
  • Easy online application or apply at any participating dealership
  • Pre-approvals available to guide your shopping
  • Some individuals could be paying a higher rate for their car loan than what Interra is able to provide. Based on creditworthiness, contact us today for assistance with evaluating a car loan refinance.

Auto Insurance

Interra has partnered with TruStage® Insurance to make products available to our members. With discounts for credit union membership, the TruStage Auto Insurance Program could save you money. Working with big-name companies we've carefully selected, you can expect top-notch service and solid value. It's easy to get a quote and make the switch – even if you're already covered with another company, you won't lose a penny. Isn't it time for car insurance the credit union way?

Debt Protection Program

Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event.

Depreciation Protection Program

Depreciation protection waiver (DPW) provides protection on your vehicle equity and hedges against depreciation over the life of the loan.

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Guaranteed Asset Protection Program

Guaranteed asset protection (GAP) is a voluntary, non-insurance product designed to waive your remaining Interra auto loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (135% LTV) maximum, delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges. *Not available in NY or AK.

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Mechanical Breakdown Protection Program

Mechanical breakdown protection (MBP) provides protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. 

Register for this service and download the app below!

  1. Click "Get Started" and complete the following fields: 
  2. Service Agreement Number, Name, Phone Number, and Email. 
  3. VIN (enter manually or click photo icon to capture VIN), enter the mileage.
  4. Click "Odometer Photo" to upload a picture of odometer. Click continue.
Vehicle Protection Program

Vehicle protection plan (VPP) is a bundled coverage package that protects consumers from normal driving incidents and out-of-pocket expenses. The benefits include tire & wheel road hazard protection, key and remote replacement, paintless dent repair and windshield repair. 24-hour emergency roadside assistance is included also.


 

Auto & Recreational Vehicle Advantage Program

Auto & RV Deductible Reimbursement
 

  • Pays up to five hundred dollars ($500) per loss (unlimited losses per year) when a loss is filed and paid by the auto or RV insurance company for a covered auto or RV you own or lease evidenced by the title, registration, or loan document, and insured under an auto or RV insurance policy designating you as the named insured. 
     
  • Eligibility for this service is possible with enrollment of either Guaranteed Asset Protection (GAP) or Depreciation Protection Waiver (DPW).

How To File A Claim

  • Call the Claims Administration at 
    1-877-296-4892
    or go here to request a claim form. 
Carfax Car Care
Carfax Car Care

Car Care, the free car maintenance tracker from CARFAX provides all the information you need to maintain your car in one convenient place. Features include:

  • Vehicle service history
  • Customized dashboard
  • Open recall alerts
  • Service reminders
  • Trusted service shops
  • Free and easy

Videos

Mechanical Breakdown Protection

Guaranteed Asset Protection

Depreciation Protection

Credit Protection

Vehicle Protection Plan

Calculators

More From Your Credit Card

Your credit card should work as hard as you do. Find an Interra credit card with competitive rates and benefits that make everyday spending a little more rewarding. 

Digital Banking

Banking that keeps up with you. Manage your money anytime, anywhere with Interra’s convenient digital tools. From online and mobile banking to mobile deposit, digital wallets, Zelle®, bill pay, account alerts and more, everything you need to stay connected to your finances is right at your fingertips.

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We're Here for You

Questions? Just want to talk through your options? However we can help, we're here to listen, answer your questions and point you in the right direction.