Rates

*Effective February 6, 2024, Interra is no longer opening new IRA share savings accounts. ¹Rates and terms are subject to change without notice. Fees charged against the account may reduce earnings. Penalties: A penalty may be imposed for early withdrawal of all or part of an IRA, HSA, Share Certificate, or Share Certificate special. ²The Par value of a membership share in this credit union is $5.00. ³Flex Checking qualifications include: enrollment in e-Statements and have at least one direct deposit or automatic debit post and clear your account per qualification cycle. Additionally, on balances up to $10,000 earn the APY for Bonus Rate 1 or Bonus Rate 2 based on the number of debit card purchases that post and clear your account per qualification cycle (25+ for Bonus Rate 1 and 10-24 for Bonus Rate 2). On the portion of your daily balance over $10,000, earn the APY for the Second Tiered Rate when you also have 10 debit card purchases post and clear the account per qualification cycle. The monthly statement will reflect a blended APY if you have balances in different tiers. If monthly qualifications are not met, you will still earn the Base Rate. ⁴To receive the stated APY, the primary member must maintain a daily balance of at least $10,000 for a LINked MMSA, have an Interra Credit Union checking account in good standing, and enroll in online banking and e-Statements. ⁵Business LINked Money Market Shared Accounts (Business LINked MMSA) are tiered accounts. For Business LINked Money Market Share Accounts, once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of the account. The minimum balance required to open this account is $10,000. To receive the stated APY, the primary member must have at least one checking account and it must be in good standing, be enrolled in Interra Online Banking and elect to receive e-Statements. ⁶Annual Percentage Yield (APY). Share Certificate Special available to all members of Interra, excluding Public Funds. Minimum to open and earn dividends is $500; maximum is $5 million. Penalties apply for early withdrawals. Fees may reduce earnings. Rates are expressed as an APY and are subject to change without notice. This offer may end at any time without notice. Must have an Interra membership account to purchase share certificates. Membership qualifications apply. ⁷Upon maturity this share certificate will automatically renew at a 3 month term at the then prevailing APY for that term. For certificates, you must maintain a minimum daily balance of $500 in your account each day to obtain the disclosed annual percentage yield. ⁸Upon maturity this share certificate will automatically renew at a 12 month term at the then prevailing APY for that term. For certificates, you must maintain a minimum daily balance of $500 in your account each day to obtain the disclosed annual percentage yield.