Term Loans
Invest in the growth of your business or farm.
Fixed or variable rates with terms up to 6 years. Fund vehicle and equipment purchases, cash-out for improvements, or livestock and inventory purchases.
INtime Lending
Time Is Money
Opportunity doesn't always wait.Â
That's why our INtime Lending process helps you access funding quickly. Keep projects moving, seize new opportunities and stay focused on running your business.
INtime Lending puts a decision in your hands within 48 hoursÂą on loans up to $250,000, for new and existing business and agribusiness members.
Line of Credit
A cost-efficient way to keep cash flowing.
A great, cost-efficient way to finance your business, ensuring adequate cash flow. Terms up to 3 years with fixed or variable rates, accessible through digital banking, the mobile app, by phone or at any branch.
Âą 48-hour decision based on average application review time for qualified applicants with proper documentation.
Quick answers about INtime Lending—and if your question is not below, our business team is happy to help.
You can easily apply online or call/visit a local branch.
For your application, we will need the following: purchase agreement/bill of sale, copies of titles/asset, and proof of insurance. Additional items may be requested for review. If you do not have all the information listed, please contact your local branch to discuss your options.
Yes, you can! Whether you are looking to shop around, going to an auction, or want to see what you could possibly qualify for, contact us to see what we can do for you.
Our INtime Lending program does not offer financing or secure land and real estate as collateral in order to provide an expedited process for our other lending products. If you are interested in a Commercial Real Estate Loan please contact one of our commercial or agribusiness lenders.
A minimum 25% cash down is required on certain commercial loans. For more information, or if cash down is not available, please contact a local branch to discuss other options.
More From Your Credit Card
Your credit card should work as hard as you do. Find an Interra credit card with competitive rates and benefits that make everyday spending a little more rewarding.Â
Welcome to the Neighborhood
Whether you're joining Interra for the first time or opening another account, you're in the right place. Choose the account that fits your goals and get started with a team that's here to help every step of the way.
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Questions? Just want to talk through your options? However we can help, we're here to listen, answer your questions and point you in the right direction.