Interra Credit Union

Church Financing

Help is a prayer and phone call away.

Ready to build that new expansion? Or, just need to buy some new furniture, Interra has got you covered.

If your church or place of worship is looking to expand or grow, Interra has options for you! Each church and situation can be unique.  Our lenders have experience financing churches in our community of all sizes and denominations.

  • Flexible terms and competitive rates
  • Options for buying, building or expanding
  • Customizable solutions to fit your congregation’s needs
  • Low closing costs
Can a small church get financing?

Yes, we finance small churches of all denominations in the communities we serve. Our lenders have experience with small church purchases, expansions, remodels, HVAC systems, media equipment, and much more. Many loans under $100,000 can be decisioned within 48 hours through our expedited, online application process.

What are some of the requirements to get a church loan?

We recommend churches establish themselves for at least 3 years. Churches should report enough income to cover loan expenses. We look at things like the number of giving units, congregation size, location, reason for financing and assets for collateral. We work with you to find a financing option that can meet your needs.

Can I use church financing for chairs?

Yes, we can finance purchases for things like chairs, media equipment, office furniture and more. Many loans under $100,000 can be processed through our expedited, online application process and decisioned within 48 hours. We also offer easy repayment terms with fixed rates for up to 5 years.

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