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ACH / Payroll Services
Electronic transactions, processed through the Automated Clearing House.
A cost-effective, highly reliable, and efficient alternative to writing and processing checks.
What is an ACH?
Electronic transactions, processed through the widely-used and accepted Automated Clearing House (ACH), provide a cost-effective, highly reliable, and efficient alternative to writing and processing checks. ACH services offer an electronic collection of payments from clients, enabling quick receipt of incoming funds, improving cash flow and lowering your total outstanding invoices. ACH receipts provide a useful solution for recurring invoices. With ACH services, you have the opportunity to go paperless when paying bills or collecting payments. You can save on paper, checks, forms, stamps, envelopes, and potential late payments or slow receipts of invoiced jobs.
To get started or to schedule a demo and learn more about ACH services, contact Interra Business Department by calling 574.534.2506, ext. 7015, or emailing treasury@interracu.com.
What is direct deposit?
Direct deposit is the most common form of ACH. Direct deposit allows you to submit your payroll by 3pm the day before your pay day, and on pay day Interra will directly deposit the payroll into your employees checking or savings accounts no matter where they bank.
Is an ACH a direct deposit?
Yes, direct deposit is the most common form of ACH. ACH is any automated transfer that comes from or goes into your account.
Is direct deposit available immediately?
No, direct deposit is a next day service. You must have your direct deposit file set up and authorized by no later than 3pm the day before you would like Interra to pay your employees. If you are not available the day before, we make authorizing easy by allowing you to approve all transactions via our mobile app.
Advantages
- Transmit files safely and efficiently through Interra Business Online Banking
- You control the process
- Next day funding
Common Uses for ACH
- Payroll direct deposit
- Business to business payments
- Business to business receipts
- Tithing receipts
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