Remote Deposit

Using a check specific scanner, you can scan printed checks and send them electronically to Interra.

Using a check specific scanner, you can scan handwritten checks and send them electronically to Interra.

Using your mobile phone and a business-specific Interra app, you can take a picture of your larger dollar amount checks and have them electronically deposited into your specified Interra account.

Yes, Interra Business (INBusiness) offers Mobile Remote Deposit Capture (mRDC). A business can apply for this option to deposit checks individually, via a smartphone, by taking a picture and submitting it within the INBusiness Deposit app. Contact a Business Services specialist to begin the application process at 574.534.2506, ext. 7015, or email businessdept@interracu.com.

Yes, multiple training sections are provided for your review. In addition, Interra’s business services team is just a phone call away.

Interra is committed to the security of your financial and personal information. The computer systems and digital banking site are secured by firewalls, passwords, and encryptions. The credit union also maintains other physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

• High-speed internet.
• Windows Vista (not Starter or Home Basic): Microsoft Internet Explorer 8 and/or 9.
• Windows 7: Microsoft Internet Explorer 8, 9, 10, or 11.

Yes. If you are the primary signer on other accounts, you can enable and designate what accounts the funds will be allocated to for deposit.

Deposits entered prior to 4:00 p.m. (EST) on a business day will be verified and deposited by 6:00 pm on the same business day if it is not subject to a hold.

A business must meet certain qualifications for this service. Please call Business Services at 574.534.2506, ext. 7015, or email businessdept@interracu.com to get started.

The checks will be electronically scanned and accessible via digital banking. When scanning, you can also choose to have them “stamped” by the scanner to prevent duplication.

Yes, you will be able to create multi-users and assign rights (what they can see, what they can do) in your digital banking as well as specific rights for the RDC service.

No. The service can be cancelled at any time; it is not a contracted service.

Yes, these limits are agreed upon and designated in the original agreement document that is signed when initiating the service.

These limits are agreed upon and designated in the original agreement document that is signed when initiating the service.

This depends on the type or model of your scanner. Interra’s preferred scanner can scan up to 50 deposits at one time.

If you already have a check scanner, we can research its compatibility with Interra’s program. If you do not have a scanner, the credit union offers a purchase or a lease option for a preferred scanner.

Yes, it is a fee-based service. Please contact Business Services at 574.534.2506, ext. 7015, or email businessdept@interracu.com to learn more.

• A business that processes high-dollar checks, requiring higher limits.
• A business with a large mobile deposit amount totals in a month.

Once the agreement is signed and returned, it takes up to five (5) business days to initiate your service and install the access point. An Interra representative will then either schedule a date and time to come to your workplace to install the scanner and offer training for the Remote Deposit Scan service, or, you are notified via email and phone that your Mobile Remote Deposit app is ready to be used.

Download the Interra Business Mobile Deposit app from either the Apple Store or Google Play Store. The app will have its own unique login credentials. Log in to the Interra Business Mobile Deposit app and take a picture of the front and back of the check. Submit the check and funds will be credited to your Interra Business account. The service does have a per check processing fee.